Weekly “Help Me FIRE!” Thread. Post Your Detailed Information For Highly Specific Advice

Recently married here and now combining finances and trying to create a new financial plan. At a crossroads presently as it pertains to the location. Homeownership in Honolulu and/or East Coast (DMV area) where the majority of my children still reside. One, maybe two children (but no more) with my husband if the universe helps it be so.

Retired by 60 or previous. Health and hands in good enough shape to tattoo as long as I can. Once a year Capability to travel at least. 50,000 should do it? 4% seems standard around these parts/ Hawaii (available to other islands than Oahu) or East Coast or any area that has decent weather and it is near an international airport.

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I’m not necessarily sure where eventually Let me settle at this time. Bachelor’s degree in Fine Art (drawing focus) from George Mason University. Certified tattoo musician in Philadelphia and Hawaii. I am an effective tattoo artist with a good clientele in Honolulu and in the DMV. I am versatile in friendly and style, so I haven’t acquired a problem getting good business when I really do guest places in other cities.

200 a month goes into a high yield checking account. Basically a rainy day account. These are my own expenses and will not include my business expenses. 10,000 has been earmarked to go into my SEP very quickly.) Hubby’s new job has a 401K that they match 2%, so he will be contributing to that. Husband has a 2017 Toyota 4Runner paid in full, about 21,000 miles onto it.

7,900 left to pay. 2,000 but should be paid off by the end of the month. My husband started a new job that has amazing medical health insurance just, but he needs to complete 3 months before he starts. 380 monthly. We both work out regularly and make an effort to eat healthy – the previous few weeks we kinda dropped from the wagon but presently back in the overall game!

Hubby’s mother lives on the island and is approximately to be 70. She is in great form and lives off her investments that her late husband set up. The condominium she lives in is paid and she does have a partner who looks after her off. I have a sizable blended family on the East Coast, all of which are in varying states of financial stability/instability and health. Do not require are residing in poverty, jobless, or addicts so there’s that. Parents are older with health issues but appear to be holding steady at the moment. Mother might need new kidneys later on.

True, one box of paperwork rather than a filing cabinet full of them. Again my tax situation is absolutely simple Then, so it’s very simple for me to take action all myself, I have no idea about your situation. I do most of my reading on my phone and laptop now.

Any physical books get gifted or donated when I’m done. Haven’t had a dependence on a separate reader yet, but could keep Kobo in mind definitely. I have trouble re-gifting books because I really like the feel of them just, but I have many books as being too. I must say I should sell them, but I always believe that maybe I shouldn’t, just in case I want to re-read the written book in 2 to 5 years.

It is time we punished the perpetrators of this crime, then providing them with bonus deals from the public purse rather. Hillbilly Zen (still like your name): yes it’s a world-wide phenomenon. We all have been waking up to what is certainly going on Hopefully. Syzygy: no need to be depressed. You will find solutions available, we just need to understand what they are. Thanks bunco: yes it is simple. Kenneth Galbraith said: “The process by which banks create money is so simple the mind is repelled.” It’s about time we changed it. BTW, for those of you looking for solutions, as opposed to simply underlining the problem, there are some links now, above, which may give us all something to take into account.

Apologies to everyone that has left a comment here. I put this hub up late last night, and I’ve been out (and working) all day, so haven’t got around to answering some of you. Thanks you all for your remarks. I’ll try to react to them tomorrow. What dark and evil forces are at work behind the scenes today?